A reminder from the Planned Giving Committee. Do you have a traditional IRA. If so, and you are 70 1/2, you might want to make a distribution from that IRA to St. Francis to complete your 2018 pledge (or as an additional gift). As a Qualified Charitable Distribution (QCD), the amount would not be included in your income but would qualify as part of your required minimum distribution from the IRA. If you have questions, a chat with your tax advisor or IRA custodian might be helpful.